Saturday, April 29, 2006

 

Secured Loans - Five Top Tips

Secured Loans - Five Top Tips: "Secured Loans - Five Top Tips

by: Micheal Reese

If you own your own home then you probably already know that you can use it to make sure that you get low cost loans. Those of us that own our own properties can use them as security to take out secured loans whenever we like – and, these kinds of loans are routinely given the lowest interest rates in the sector today. Getting secured loans may well be a breeze for you but – before you rush out and apply – take a look at our top tips to make sure you get it right from the start!

1. Don’t just go to your mortgage lender

You may well find that your mortgage lender will give you the best deal for secured loans. But, equally, you may find that they don’t. You’ll only know this if you shop around for rates and deals to compare their rates with those on offer from other lenders. Remember that other lenders really do want your business too – so you could get the best secured loans rates somewhere else.

2. Use The Internet first

The best rates for secured loans at the moment are given online. It generally costs a lender less to sell their products over the Internet so they can reflect this saving in the rates they charge. You can also find all kinds of useful information sites on the web that will help you compare "

 

How I Made 120% In The Stock Market In 6 Weeks - Working A Day Job!

How I Made 120% In The Stock Market In 6 Weeks - Working A Day Job!: "How I Made 120% In The Stock Market In 6 Weeks - Working A Day Job!

by: Alexander Chambers

Hi - let me introduce myself. My name is Alex Chambers. I'm a UK medical doctor who has an interest in the stock market. I use a system first invented by a dancer called Nicolas Darvas in the 1950's. He made $2,000,000 working part-time - whilst travelling round the world on a dancing tour.

Why am I telling you this? Because his methods still work today. And they are deceptively simple to use. I used them to snag a lovely 120% gain on TZOO (NASDAQ) in 6 weeks in 2004 - using weekly data only and working my day job.

Nicolas Darvas was one half of a dancing team in the 1950’s called Julia and Darvas. Dancing was his day (or night) job. His dance team was one of the highest paid dancing acts in the world and Nicolas Darvas was successful in almost everything he did - this includes playing championship table tennis and creating crossword puzzles.

However, the stock market was his true love and it is this that really fascinates me about the guy. He was self-taught in the market but managed against all odds to accumulate a fortune, working part-time, of just over $2,000,000 in 18 months. Nicolas Darvas started from a stake of about $25,000 and made his fortune whilst"

 

Is Not Having an Offshore Insurance Company Worth the Risk?

Is Not Having an Offshore Insurance Company Worth the Risk?: "Many of America’s largest companies were already taking advantage of the strategy, as were a number of high net-worth individuals. It is a tax savings vehicle with excellent profit potential and can also serve as an asset protection and estate-planning tool. Why is so little usable information available about it?

Anyone familiar with offshore investment options is aware of offshore captive insurance but the option is quickly dismissed with the realization that one must set up a legitimate insurance company with bona fide arm’s length clients. Many investors pass it off as an option reserved for multimillion-dollar companies and very wealthy individuals.

There are well-know insurance companies offshore such as Exel Insurance, Terra Nova, Partners Reinsurance and Ace Ltd. These enterprises are successful, well-managed and have not been faced with payouts for heavy losses in several years. They had average returns of 63.9% for the 12 months ended March 31, compared with 45.5% for the Standard & Poor’s 500-stock index, according to an article in the Chicago Tribune. These companies are based in Bermuda, which imposes no income taxes. Exel, is the 14th-largest insurer in the North American property and casualty market. The company, which provides liability insurance for corporations, paid only $5 million in income taxes worldwide last year on"

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